If your single loan has been adjusted to a sub-account by the bank, it means that your repayment ability is at risk, and the bank will supervise and manage it to a certain extent. Generally speaking, after you close your sub-account, the bank will decide whether to restore your normal account status according to your credit history and repayment situation.

Specifically, if you still maintain a good credit record and repayment record within two months after settlement, and there is no new breach of contract, then the probability of restoring the normal account status is relatively high. However, it should be noted that different banks may have different specific handling methods. If you want to know more details, you can consult the customer service department or relevant staff of the bank you borrowed.