Loan term: 15 years (180 months)

Several situations in which the interest rate remains unchanged and the loan is fully paid off:

☆ Calculated by commercial loans with equal principal and interest.

Annual interest rate: 7.05% (monthly interest rate is 5.875‰)

Monthly payment: 1262.28 yuan.

Total interest: 87,209.74 yuan.

☆ Based on commercial loans and average capital.

Annual interest rate: 7.05% (monthly interest rate is 5.875‰)

Monthly payment for the first month: 1600.28 yuan.

Decreasing month by month: 4.57 yuan

Monthly payment at the end of the month: 782.35 yuan.

Total interest: 74,436.25 yuan