Microfinance supports installment repayment. If you want to apply for installment repayment of small loans, you can choose 5 installments, 10 installment and 20-month installment repayment.
If you have enough money and don't want to continue the installment, you can also choose to repay in advance.
"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.
"Micro-loan" adopts the official invitation system. At present, users are invited to see the entrance of "micro-loan" in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and the maximum loan amount can be 200,000 yuan.
"Micro-loan" products are positioned as Internet micro-credit products, with loan amount below 200,000 and loan interest rate lower than that of general credit cards. Klogo
"Micro-loan" is the first batch of customer-oriented users who are most suitable for "micro-loan" through the "white list" mechanism, mainly in Weizhong and Tencent. Next, Weizhong Bank will launch QQ wallet and WeChat wallet. [1] "Micro-loan" adopts the user invitation system, and randomly selects white-listed users from users who meet the current credit conditions and invites them to use the products.
Users only need to bind the bank card and click "borrow money" with one click. The system will judge the personal credit situation within a few seconds and give a certain amount. Users can complete the loan online without any collateral and fill in the information according to the corresponding prompts.
Users only need to click "borrow money" at the "wallet" entrance of QQ and WeChat, and the system will judge the personal credit situation within a few seconds, and give the loan amount ranging from 500 yuan to 200,000 yuan. Users can complete the loan within 3 minutes without any collateral and fill in the information according to the corresponding prompts. After borrowing money, you can settle it in advance at any time, with daily interest.
On May 5th, 2065438, "Micro-loan" was officially launched on mobile QQ, and on September 4th, it was launched on WeChat. Invited users can find "micro-loan" in "WeChat-Me-Wallet" or "Mobile QQ- Me -QQ Wallet-Fund Management".
The credit algorithm mainly relies on social data accumulated by Tencent for many years and personal credit data of the central bank. In addition to personal credit reporting, social data accounts for a very important part of our scoring system. Whether it's' micro-loan' on WeChat or mobile phone Q, users' data in the whole Tencent system products will be fully referenced when granting credit, with emphasis on social data of these two platforms.
However, in different channels, the criteria for judging the quota will be focused. For example, the' micro-loan' on hand Q will refer more to the activity of hand Q when setting the credit line for users; The' micro-loan' on WeChat will refer more to the activity of WeChat.