Really.

It is true that I asked you to bring your ID card and bank card to the interview. Please rest assured. To apply for a loan, you must bring your identity information with you. The loan can be applied for after the review is completed.

Basic loan conditions:

1. Have legal and valid identity certificate.

2. The age plus the loan period shall not exceed 70 years old.

3. Have the ability to repay the principal and interest of the loan on time.

4. Comply with laws and regulations, be honest and trustworthy, have no illegal conduct, and are not currently involved in any criminal cases or adverse civil cases.

5. The credit is good, the loans and credit cards in the name of the customer and his spouse are not currently overdue, and the credit record meets the admission requirements of each product.

Generally required information when applying for a loan:

Identity proof information: ID card, military officer ID card, etc.;

Marriage proof information: marriage certificate, divorce certificate, Unmarried statement, etc.;

Proof of use: for first-hand properties, the purchase contract, down payment invoice, etc.; for second-hand properties, the original ownership certificate of the purchased property, purchase contract, down payment receipt confirmed by the seller, etc. ; Decoration loan is a decoration contract or agreement signed with the decoration company;

Proof of repayment ability.

The specific loan you are applying for requires you to submit other information. You need to contact the loan agency for detailed confirmation when applying for the loan.

: What to do if you encounter online fraud:

1. Stay calm and determine the loss. When encountering online fraud, we need to stay calm as much as possible and not panic. First of all, we must determine our losses, such as money, items, etc. If possible, we can make a list of losses for reporting. If the defrauded money and property are game props, game currency, accounts or other virtual items, please contact the administrator of the game, software or website for processing.

2. Call the police as soon as possible to prevent being deceived again. After confirming the loss, we must call the police as soon as possible and never contact the online fraudster again to prevent being deceived again. Some victims are eager to recoup their losses and contact the online fraudster privately without reporting the crime, and believe the refund provided by them. , Lies about returning goods, being deceived a second time, further expanding losses.

3. Try your best to stop losses in time. After calling the police, we can find ways to stop the loss, such as contacting the bank or express company as soon as possible. If it is an online banking fraud and you have saved the fraudster's account opening and account information, you can immediately log in to the other party's online banking and telephone banking. After entering the other party's account number, deliberately enter the wrong login password three times, so that the other party's online banking transfer will be different from the telephone banking transfer. The function will be temporarily frozen for 24 hours, buying valuable time for us to contact the bank, call the police, and further stop losses.

4. Collect evidence and keep it properly. Internet fraudsters generally contact victims through media, such as QQ, WeChat, text messages, emails and online games. First of all, the victim must save all evidence and transaction records. It is best to have bank transaction records, online chat records, and contact information with the other party.

5. Choose the correct reporting location. The defrauded person can report the crime to the place where the crime occurred, the place where the fraud was committed, and the suspect's residence. That is, you can choose to report the crime at your location. If you know where the suspect is, you can also report the crime to his location. The police in the two places can report the crime at any time. Each party shall accept the report after receiving it