Now, the repayment date of JD.COM IOUs is determined according to the user's loan application date, and the payment date must be consistent with the successful loan application date. If there is no such date in the repayment month, the repayment date is the last day of the month.
Therefore, when users apply for JD.COM IOUs, they need to apply according to their own actual situation and choose the date of applying for loans.
Do you usually use JD.COM White Credit Report?
At present, JD Finance has been connected to the central bank's credit information system, and users will leave records on the credit information report when using it. Moreover, it should be noted that not only bad behaviors such as overdue repayment, but also records will be left on credit. If JD.COM IOUs are used normally, the corresponding borrowing and repayment will be recorded in the credit report.
Records left by normal use will not have adverse effects, and not every order will be uploaded to the credit information system. As the credit information is reported on a monthly basis, users do not need to worry that too many times of use will lead to too many credit information borrowing and returning records, and only one credit information record will be displayed in the records.