CITIC Credit Card Center handles bills and single installment in various ways, such as 1. Call the 24-hour customer service hotline at 40088-95558, and professionals will handle it for you.
2. Log in to CITIC Bank to apply for credit card online banking;
3. CITIC Online Banking via WAP;
4. Mobile phone downloads the application of mobile card space, etc. Whether the application can be successfully processed shall be subject to the prompt at the time of application.
2. Why can't I use my credit card of China CITIC Bank for billing installment?
China CITIC Bank can only apply for installment payment after using the credit card for more than 3 months. In addition, if your bill credit card consumption is not enough in 200 yuan, you can't handle the bill installment business.
3. How to handle the credit card installment of CITIC Bank?
Apply for credit card installment of CITIC Bank as follows: 1. WeChat application: Pay attention to the credit card WeChat service number of CITIC Bank, and click "Card/installment"-"Bill installment" to process it. (Glory 50MagicUI4.2；; Wechat 8.0. 16)2. Telephone application: Call the credit card customer service of CITIC Bank, press 1 Putonghua to enter the main menu, select 0 to enter or ID number to enter the manual service, and inform the application amount and number of periods. After the system is audited, the customer service specialist will inform the application result. 3. Online banking application: log in to online banking, enter the credit card page, select "My Account" and click. Click to handle bill installment, select the number of installments, and confirm submission. (Glory 50MagicUI4.2；; China CITIC Bank 7.5.3)4. SMS application: After receiving the SMS invitation from our bank after invoicing, the customer will send the FQ and the last four digits of the card to 106980095558, and the system will immediately inform the processing result. What is installment payment? Installment refers to paying off debts in several times in a transaction. Installment can be divided into interest-bearing installment and interest-free installment. Interest-bearing installments generally pay interest first, and then the principal. Usually, the total payment is much higher than the actual transaction price, and interest-free installment is not counted as interest. Usually, merchants or banks promote consumers' consumption behavior through interest-free installment payment. Interest-bearing installment payment, early repayment may be subject to a fine. Calculation method: basic calculation: there is a staging formula by using the knowledge of sequence: x = a (1p) m [(1p) m/n-1]/[(1p) MX-a1]. -70, 000 = ................................................................................................................................................. ...................... compound interest: the current interest is included in the next principal, which is based on the sum of the principal and interest of the previous period. Mathematical calculation: using the knowledge of series, there is an installment formula: x = a (1p) m [(1p) m/n-1]/[(1p) MX-a1]. Five years. At this time, x= 1473.55 is substituted into a = 70,000, P = 0.08m = 60n = 60, and the interest is 60×1473.55-70,000 =18413.2 simple interest: each period is based on the initial interest. 1, Average Capital Repayment Method (referred to as matching method): Also known as diminishing method, since the loan principal repaid by the buyer every month is the same, the interest of the next loan will be reduced due to the reduction of the principal, so the loan principal and interest repaid in each period will be reduced. In this way, the monthly principal remains unchanged, and the repayment amount is the highest in the first month, and then decreases month by month. 2. Equal principal and interest repayment method (hereinafter referred to as this method): the total monthly principal and interest is fixed, and the loan principal and interest are evenly divided into several equal parts according to the loan term, and the total monthly principal and interest are the same. This way is convenient for buyers to plan funds;
4. How to handle the credit card bill installment of CITIC Bank?
Call the credit card center to apply after the bill comes out!