If you meet the requirements for applying for a loan from China Merchants Bank, you can try to apply. China Merchants Bank housing loan application conditions are as follows:

1. has legal and valid identification;

2. Age plus loan period shall not exceed 70 years old;

3. The credit record meets the requirements of our bank, and there is no default in the loan business handled by our bank at present;

4. Foreigners or residents of Hong Kong, Macao and Taiwan must also meet the relevant requirements of the state for foreigners when purchasing commercial housing;

5. Abide by the law, be honest and trustworthy, have no illegal acts, and have not involved any criminal cases or civil cases against them at present;

6. Have the ability to repay the loan principal and interest on time, the borrower's monthly loan expenditure should be controlled below 50% (inclusive), and the monthly debt expenditure should be controlled below 55% (inclusive);

8. Other conditions stipulated by the institution.

Whether it meets the application conditions, you can contact the personal loan department of the local outlet to confirm!