The fund is the product of long-term investment, and the monthly income cannot explain the quality of a fund. Some funds have five stars this year, and no one will ask next year. It depends on the total income and total rate of return of the fund. The monthly rate of return can't explain anything, because the short-term redemption rate of the fund is very high, and short-term speculation is not recommended unless there is higher income. Focus on annual income, and annualized income is expected.