Legal analysis: No, it is clearly pointed out in "Several Opinions on Registration and Certification of Rural Collective Land Confirmation" that small property houses are not allowed to register and issue certificates, and the premise of bank mortgage loans is to provide real estate licenses. The state does not recognize and register small property houses. Therefore, small property houses cannot be mortgaged in banks. Small property houses cannot apply for bank provident fund loans, but borrowers can find some relatively formal private loan companies to mortgage small property houses, make short-term loan turnover, and return the principal at maturity. Generally, the following information is required: 1, and the household registration book is required; 2. Identity card; 3 proof of income (sample provided by the lending bank); 4. The running bill of the salary card or income bank card must be stamped by the bank; 5. Academic certificate; 6. Certificate of the first suite (issued by the district and county where the property is bought and sold); 7. No loan certificate (issued by the local head office of China People's Bank); 8. If you are a non-local hukou, you need a temporary residence permit or a temporary residence permit.

Legal basis: Article 395 of the Civil Code of People's Republic of China (PRC). The following properties that the debtor or a third party has the right to dispose of may be mortgaged:

(a) buildings and other land attachments;

(2) The right to use construction land;

(3) the right to use the sea area;

(4) Production equipment, raw materials, semi-finished products and products;

(5) Buildings, ships and aircraft under construction;

(6) means of transportation;

(seven) other property not prohibited by laws and administrative regulations.

The mortgagor may mortgage the property listed in the preceding paragraph together.