1. How soon can the police recover the online loan?
1. The time when the online loan is recovered by the police should be determined according to the specific circumstances:
(1) The online loan was cheated, and the public security organ filed a case for investigation according to law, but due to objective factors, it was impossible to determine the time to recover the victim's property;
(2) If the case is reported in time and the defrauded money has not been transferred by the criminal suspect, the public security organ will immediately intercept the funds. After successful interception, the funds will be returned.
2. Legal basis: Article 64 of the Criminal Law of People's Republic of China (PRC).
Handling of criminal proceeds, contraband and articles used in crime, all property illegally obtained by criminals shall be recovered or ordered to make restitution; The lawful property of the victim shall be returned in time; Contraband and personal articles used in crimes shall be confiscated. Confiscated property and fines shall be turned over to the state treasury and shall not be misappropriated or disposed of by themselves.
Second, what are the hazards of online lending?
The hazards of online lending are as follows:
1, the virtual nature of online transactions makes it impossible to authenticate the credit status of both borrowers and borrowers, which is prone to fraud and breach of contract disputes;
2. If loans are issued on behalf of the network platform, if the network platform neglects self-discipline, or the internal control procedures fail, or are used by others, there may be cases of fabricating loan information and illegally raising funds.