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What are the application conditions for Taobao loan?
? Taobao loans are divided into order loans and credit loans, and different loan types require different conditions.

I. Order loan

? 1. The application conditions are as follows:

? (1) Taobao seller whose registrant is over 18 years old and has full capacity for civil conduct;

? (2) Taobao stores have been operating effectively in the last two months, with effective trading volume every month;

? (3) Honest and trustworthy, and the store has a good credit record.

? 2. The application steps are as follows:

(1) First, enter the order loan page, and click to view the quota.

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? (2) Click to enter and select "I want a loan".

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? (3) Check "Apply for loan automatically"

? (4) Enter the credit information system and click Next.

(5) Sign a loan contract and enter the payment password.

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? (6) Click OK to complete the loan application.

Second, credit loans.

? 1. The application conditions are as follows:

? (1) Taobao Store has been operating effectively in the last 6 months, with effective monthly transaction volume and good operating conditions;

? (2) Honest and trustworthy, and the store has a good credit record;

? (3) Store registrant 18-65 years old, with full capacity for civil conduct.

? 2. The application steps are as follows:

? (1) First enter the credit card loan page, and click to view the credit limit.

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? (2) Click to enter and select "I want a loan".

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? (3) After filling in the basic information, click "Submit Application".

? (4) Enter the credit information system and click Next.

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? (5) Check the loan agreement and jump to the contract signing page.

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? (6) Fill in the payment password and click OK to complete the loan.

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? Whether it is an order loan or a credit loan, remember to repay it on time. If it is overdue, you will bear a high overdue fee and affect your personal reputation.

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