Methods to check whether you have unpaid online loans:

1. Check your personal credit report: Online loans listed on the credit report will leave a record in the credit report. If it is not repaid, the record in the credit report will show that it is pending repayment.

2. Check the loan APP: If there is a loan APP on the mobile phone, the user can check one by one, and enter the repayment page to know whether the online loan is pending repayment.

3. Check loan text messages: Some lending institutions will send text messages to remind users to repay. If the user receives the text message but does not perform the repayment operation, it can basically be determined that the online loan is in a state of full payment.

4. Check the WeChat official account: Some WeChat official accounts will provide loan services. Users who apply for online loans through the WeChat official account need to check the repayment status through the WeChat official account.

5. Query the big data of online loans: The big data of online loans will record the online loans that are not approved by the credit bureau. Whether this part of the online loans is pending repayment or has been paid off. Big data will be displayed.