The Measures for the Administration of Individual Housing Loans have corresponding provisions:

Article 6 The borrower shall provide the lender with the following information:

I. Identity documents (referring to resident identity cards, household registration books and other valid residence certificates);

2. Proof of the stable income of the borrower's family;

Three, in line with the provisions of the purchase contract letter of intent, agreement or other approval documents;

Four, the list of collateral or pledge, proof of ownership and the certificate of consent of the authorized person to mortgage or pledge;

Five, to apply for housing provident fund loans, you need to hold a certificate issued by the housing provident fund management department.

Extended data:

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Relevant laws and regulations of the Measures for the Administration of Individual Housing Loans:

Article 35 The loan review shall comprehensively review the legality, rationality and accuracy of the loan investigation contents, focusing on the due diligence of investigators and the borrower's repayment ability, integrity, guarantee, mortgage (pledge) ratio and risk degree.

Where real estate is mortgaged, the mortgagor and the mortgagee shall sign a written mortgage contract and go through the mortgage registration formalities at the department designated by the local people's government at or above the county level before the loan. The relevant contents of the mortgage contract shall be determined in accordance with the relevant provisions.

Article 36? Lenders should strengthen the management of loan issuance, follow the principle of separation of examination and loan, set up an independent loan management department or post, and be responsible for implementing the loan conditions and issuing personal loans that meet the agreed conditions.

Baidu Encyclopedia-Measures for the Administration of Personal Housing Loan