1. Loan target: Lianyungang provident fund loans are for employees with local household registration and work units in Lianyungang, non-local household registration personnel who meet relevant local regulations, and foreigners who live and work legally and stably in this city;

2. Loan purposes: projects related to housing construction and improvement such as housing purchase, construction, renovation and overhaul that meet relevant regulations;

3. Loan amount: According to relevant local regulations, the loan amount of the provident fund generally does not exceed 70% of the balance of the provident fund account;

4. Repayment period: According to local regulations, the repayment period of provident fund loans generally does not exceed 25 years, and the specific repayment period can be determined according to the purpose of the loan and the actual situation of the lender;

5. Interest rate policy: the interest rate of provident fund loans generally fluctuates according to the benchmark interest rate of the local people's bank and the market interest rate, and there may be some preferential policies according to local regulations;

6. Possible changes: Due to changes in policies and regulations and changes in local market conditions, there may be some changes in the provisions of provident fund loan policies. It is recommended to consult the local provident fund management center or relevant departments to understand local policies and requirements before applying for provident fund loans.

Specific provisions on the use of the new rural cooperative medical system:

1. Participants: The participants of the new rural cooperative medical system are rural residents, including farmers, rural laborers and laid-off workers in cities and towns.

2. Payment standard: The payment standard of the new rural cooperative medical system is jointly formulated by the central and local governments, generally calculated according to the per capita payment standard, and the payment standard may be different in different regions.

3. Reimbursement ratio: The reimbursement ratio of the new rural cooperative medical system is generally 60% to 80%, which may be different according to different medical projects and regional policies.

4. Reimbursement scope: The reimbursement scope of the new rural cooperative medical system includes outpatient service, hospitalization, essential drugs, serious illness insurance and other medical items, but the specific scope is also different due to different regional policies and medical items, which need to be judged according to local policies and regulations.

5. Reimbursement restrictions: The new rural cooperative medical system has certain restrictions on the reimbursement of medical items. For some high-cost medical items, it is necessary to provide corresponding medical proof materials, otherwise it may not be reimbursed.

To sum up, the specific use of the new rural cooperative medical system needs to be judged according to local policies and systems. If in doubt, you can consult the local new rural cooperative medical management institution. At the same time, the insured also need to provide true and accurate materials and medical certificates when using the new rural cooperative medical system to avoid violations or false reimbursement.

Legal basis:

Article 30 of People's Republic of China (PRC) Social Insurance Law

The following medical expenses are not included in the basic medical insurance fund payment scope.

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.