The anti-fraud special class of the Ministry of Industry and Information Technology announced a number of high-risk apps involving fraud. In recent years, affected by the epidemic, everyone's economy has also appeared serious problems, so there have been some online fake loans. Moreover, the interest of these online platforms is very high, which can directly lead to the bankruptcy of our borrowers. However, these fake online loans usually use some inducing words to attract people, such as no threshold, no credit information, low interest and so on. Many people are easily deceived when they see these resources. But there are a lot of fees hidden behind these fake lending institutions. For example, high handling fees and deposits. It can be said that many people have not calculated these expenses carefully, which is really terrible.

We often see some things about fake loans online when we are brushing videos or browsing the web, such as staging, spending money and so on. These platforms are not legal and formal platforms and are not protected by Chinese laws. In the event of any problems, individuals are responsible. However, in recent years, many people want to borrow money through various platforms because of economic problems, but they didn't expect someone to be blackmailed by the platform. In order to make up for their losses, they borrowed from other platforms, and the hole became bigger and bigger over time.

I hope this news can attract everyone's attention. In recent years, everyone's economy is not optimistic, so we must tighten our belts. At the same time, we must make money through formal channels. It is especially difficult for us to make money now, so we must manage our own funds well. Once we are saved, we will almost never recover. I hope everyone can protect their assets. In fact, in this very difficult period, I spent it smoothly.

This year, affected by the epidemic itself, everyone's life is not optimistic. I hope some criminals can realize their own shortcomings and turn themselves in in time. I also hope that our relevant departments will strengthen the punishment of these criminals. At the same time, we will also rectify these suspected apps and provide a safe environment for our people as much as possible.

Are online lending platforms all true?

In fact, online lending is not difficult to understand. All processes such as authentication, bookkeeping, clearing and delivery are completed through the network. Borrowers and borrowers can achieve the purpose of borrowing without leaving home. Generally, the amount is not high, there is no guarantee, and it is pure credit lending. Whether it is true or not depends on how to borrow money online. Fraud, a well-known company, the so-called "Chengxin Group", "xx Loan Group" and "xx Loan Group Company" simply cannot exist, and it is impossible for the industrial and commercial departments to allow such companies to register their names. Some will pretend to be banks or well-known companies, but they don't have an office address and can't provide real company business licenses and personal ID cards. Generally, only the mobile phone number and contact person are provided in the advertising information. Through the mobile phone number query, we can see that publishers are concentrated in a few provinces in China. The loan terms are easy, no mortgage is needed, and no income check is needed. Basically, you can borrow money with your ID card. When the borrower is tempted, the liar will ask for the fees first for your reasons, such as "interest, lawyer's fees, verification fees, insurance premiums, handling fees, security deposits" and so on. When the borrower paid first, it was found that the liar's mobile phone could not be dialed, and even some borrowers were cheated without knowing the other company, personal name and ID card, or even knowing where the other party was.

Is online lending true?

In fact, online lending is not difficult to understand. All processes such as authentication, bookkeeping, clearing and delivery are completed through the network. Borrowers and borrowers can achieve the purpose of borrowing without leaving home. Generally, the amount is not high, there is no guarantee, and it is pure credit lending. Whether it is true or not depends on how to borrow money online. Fraud, a well-known company, the so-called "Chengxin Group", "xx Loan Group" and "xx Loan Group Company" simply cannot exist, and it is impossible for the industrial and commercial departments to allow such companies to register their names. Some will pretend to be banks or well-known companies, but they don't have an office address and can't provide real company business licenses and personal ID cards. Generally, only the mobile phone number and contact person are provided in the advertising information. Through the mobile phone number query, we can see that publishers are concentrated in a few provinces in China. The loan terms are easy, no mortgage is needed, and no income check is needed. Basically, you can borrow money with your ID card. When the borrower is tempted, the liar will ask for the fees first for your reasons, such as "interest, lawyer's fees, verification fees, insurance premiums, handling fees, security deposits" and so on. When the borrower paid first, it was found that the liar's mobile phone could not be dialed, and even some borrowers were cheated without knowing the other company, personal name and ID card, or even knowing where the other party was.

Is online lending true? Online lending needs to be cautious.

The development of the information age has changed many people's lifestyles. Now we can not only shop, pay and work online, but also borrow money online. Some friends may think of this. Is online lending true? What should I do if I am cheated? Let's talk about online lending today.

What is online lending?

In fact, online lending is not difficult to understand. All the submission, review, loan and repayment processes are completed online, and even many of them can complete the loan only by using a mobile phone with Internet access, and both borrowers and borrowers can achieve the purpose of borrowing without leaving home. This is called online lending.

Generally, online loans are not high, unsecured and pure credit loans.

Is online lending true?

Of course it's true. Many banks have established their own online loan business, such as BOC e-loan of China Bank, American Express e-loan of China Construction Bank and Xingshan loan of Industrial Bank.

Not only are online loans real, but with the vigorous development of online loans, more and more online loan scams have also caught many friends. Liars just use the eagerness of borrowers to sort out several common scams for your reference.

1, impersonating a formal lending institution

Is online lending true? There are often scammers who impersonate large-scale well-known loan platforms and register domain names similar to the platforms to defraud borrowers and money. Borrowers must keep their eyes open.

2. Collect the deposit before the loan.

Many swindlers like to use these seductive words to attract the attention of borrowers. If the borrower is in urgent need of funds and can't provide mortgage or guarantee, it is easy to fall into this trap. Once the borrower submits a loan application, the swindler will cheat the borrower on the grounds of guarantee fee and deposit.

3. claim ultra-low interest rates

30,000 to 6,543,800 yuan, and the interest rate is only 654.38+ 0%. This is not a preferential policy of the bank, but a trap. The swindler began to set a trap to lure people to remit the interest of one quarter to the designated account, and claimed that they could get the money directly the next day after completing the formalities.

To sum up, online lending is true and reliable. It's just that when we choose a loan platform, we must have our own judgment, and we must not be greedy and cheap, and we must not trust others, so as not to cause losses to ourselves. If you need online loans, you can go.

Take a look and make sure that nearly 100 kinds of online loans are real. Click interested.

Just try it.

Is the 360 loan platform true?

It's true. There are salesmen of banks and guarantee companies advertising on it. After you fill in the information, a salesman will contact you to prepare the information and go to them to handle it.

It is best to apply for a loan at a local bank. From a practical point of view, the basic conditions for loans are:

1, Chinese mainland resident, under 60 years old;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. There is no bad credit record, and the purpose of the loan cannot be used for stock trading and gambling;

5. Have full capacity for civil conduct.