2. The borrower goes to the provident fund management center to handle the mortgage cancellation formalities with the Application for Real Estate Registration and the Personal Loan Guarantee Contract, and then obtains the authorized client provided by the provident fund management center to go to the real estate center to handle the mortgage cancellation formalities and obtain the house advance notice registration certificate, and at the same time obtains the real estate file inquiry certificate.
3. The real estate center checks the registration certificate of house advance notice, and the borrower shows relevant materials, purchase invoices and contracts.
4. The borrower needs to handle the comprehensive business of landing. When handling, you can get the pre-examination form of land demand for real estate registration by presenting the purchase contract, the house notice registration certificate and the mapping map.
5. Before the borrower goes to the real estate center, he should generally prepare the ID card, household registration book and marriage certificate of both husband and wife.
6. Show the house notice registration certificate, the receipt of the difference between the predicted and measured building area, the original and copy of the commercial house sales contract in the comprehensive tax window, and inquire and print the independent inquiry report of the residential registration record under the personal name on the independent inquiry machine through the ID cards of both husband and wife.
7. Then, the borrower needs to pay the deed tax at the tax payment window, provide surveying and mapping maps and an application form for incremental housing, and obtain two deed tax payment certificates after paying by card or cash.
8. The borrower also needs to pay the maintenance fund in the maintenance fund window, and needs to show the pre-examination form of land demand for real estate registration, the full purchase invoice and the mapping map, and will get two bills of the special maintenance fund for the house, and then go through the mortgage formalities and wait for the payment.
How to apply for real estate license when buying a house with provident fund loan?
1, initial registration. After the developer delivers the house to the owner, it is necessary to send the materials for handling the real estate license to the property right registration department for initial registration within 60 days.
2. Fill in the application form. After the initial registration is completed, the owner should go to the real estate center to fill in the application form, and then ask the developer to sign and seal it, or directly receive the stamped form from the developer and fill it out as required.
3. Take the test chart. After filling out the application form, you should go to the area measuring station designated by the developer to get the surveying and mapping form, or go directly to the developer with your ID card, because the surveying and mapping form is an important basis for the registration department to determine the area on the real estate license, and it is also one of the necessary materials for handling the real estate license.
4. Obtain relevant certificates. Before handling the real estate license, you must consult the developer or relevant departments, and prepare the application materials at one time, such as: purchase contract, house statement, copy of big house property certificate, etc.
5. Pay maintenance fees and deed tax. Maintenance fees and deed taxes are generally collected by communities and banks, but the invoices that have been paid must be kept in time, because they are one of the necessary materials for handling real estate licenses.
6. Get the real estate license according to the specified time. After paying the maintenance fee and deed tax, the applicant should go to the real estate center to register, and then get the real estate license according to the time on the notice.
Matters needing attention in handling real estate license
1, unclear property rights can easily lead to disputes.
Among the complaints about real estate consumption, the disputes caused by property rights are the most, among which unclear property rights are the focus of disputes. Housing is a special kind of property, and the determination of ownership should be based on the record of property right certificate, so you should judge clearly before buying a house. Find out whether the property right of the house is related, whether it is a gift or an inheritance.
2. Property buyers can't get real estate license.
According to the laws of our country, if the time limit for the registration of house ownership expires for more than one year, and the buyer cannot register the house ownership due to the seller's reasons, the buyer's request to terminate the contract and compensate for the losses shall be supported. That is to say, due to the seller's reason, if the buyer can't get the house ownership certificate within the time limit agreed in the contract, then one year after the expiration of the time limit, the buyer can return the house and ask the seller to compensate for the economic losses.
3. Identify the authenticity of the real estate license
The house ownership certificate is designed and supervised by the Ministry of Construction, and exclusively printed by the Beijing Banknote Printing Factory of the People's Bank of China. Including property right certificate, property right certificate and property right certificate. The inside page is printed with uniform and standardized filling items. Due to unified supervision and exclusive printing, the standardization, standardization and unity of the warrants are effectively guaranteed, and the authority of the warrants is enhanced.
4. Beware of repeated mortgage.
When buying a house, you should go to the housing management department to check whether the house you bought has a mortgage. If the house sold by the developer or seller is mortgaged, you should buy the house carefully or cancel the mortgage before buying.