Second, if you want to use Tieling Provident Fund for loans in Shenyang, you can apply for loans from other places. The requirements are as follows:
When the lender purchases a commercial house, it must provide the following requirements when handling the loan:
1, the housing provident fund deposit certificate issued by the housing provident fund deposit management center;
2. The original and photocopy of the ID cards of both husband and wife; Original household registration book; Original and photocopy of marriage certificate;
3. Original commercial housing purchase contract;
4, a copy of the commercial housing sales license;
5, a copy of the new building number approval form, the full purchase invoice and the original residence permit notice;
6. Original maintenance fund receipt and deed tax receipt.
Lenders who purchase second-hand houses must provide the following requirements when handling loans:
1, the housing provident fund deposit certificate issued by the housing provident fund deposit management center;
2. The original and photocopy of the ID cards of both husband and wife; Original and photocopy of the household registration book; Original and photocopy of marriage certificate;
3. Original house sales contract, original house appraisal report, original and photocopy of property right certificate and original deed tax certificate;
4. Original and photocopy of transaction fee receipt and deed tax receipt;
5. The original and photocopy of the land certificate shall be provided for the houses in the five districts outside the city. If no land certificate is issued, you can also apply for a receipt with the land certificate.
Third: application process:
Both husband and wife of loan workers hold relevant information to the housing provident fund off-site loan business department specially set up by Shenyang Housing Provident Fund Management Center, fill in the application form for employee off-site loan, and after passing the examination, hold the approval form to the bank window, open a bank repayment savings card, sign an entrusted bank withholding agreement, and after the borrower signs the receipt and goes through the guarantee and mortgage procedures, the bank will lend money. After that, the borrower repays the loan on a monthly basis, and after the loan is paid off, he goes to Shenyang Housing Provident Fund Management Center to handle the cancellation procedures of the mortgaged property.
For details, please consult Shenyang Housing Provident Fund Management Center.