What are the qualifications for buying a house?
1. If you bought it in the city, then you need these materials, including the ID card of my family members, the original and copy of the household registration book; If both husband and wife are registered in the same account, if necessary, I and minor children have the original marriage certificate or marriage certificate issued by the civil affairs department; If it is not registered in the same household, it is necessary to have a slight certificate issued by the original public security department, a certificate of kinship and a copy.
2. If you buy a house outside the city, different cities have different requirements and need to decide according to the actual situation. For example, if you are registered in Beijing, but bought it in Beijing, you need to meet these conditions, including paying social insurance in Beijing for more than five years (tax-included certificate refers to personal income tax) or more than five years.
3. A valid residence permit in Beijing; Houses where married couples are not in Beijing; ID card, marriage certificate and household registration book; If in a place, if you buy a suite in Beijing with a loan outside Beijing and buy a house with a loan, the down payment should reach more than 60%; Collective account must find a unit to receive your account and issue a certificate that it can be stamped effectively after receiving it.
4. If you entrust the purchase of a house, you need to have a notarized power of attorney, a copy of the client's ID card, the original and a copy of the trustee's identity certificate, etc.
The specific steps of the house purchase qualification examination are as follows:
1, online pre-signing
Buyers need to read the relevant purchase restriction policies carefully. They can enter the contract text in the "Online Registration and Filing of Individual Second-hand Housing Contracts" column of the municipal real estate market information network to pre-sign the sales contract of the stock houses online, or they can pre-sign the contracts online in the window of the real estate management department.
2. Data verification
The purchaser holds the original required materials (as follows) to the window to accept the second-hand housing purchase qualification verification, and receives the acceptance receipt for the second-hand housing purchase qualification verification.
3, online query results
You can enter the verification receipt number, the name of the purchaser, and the ID number of the purchaser through the column of "Query on the Verification Results of the Second-hand House Purchase Qualification" of the market information network to query the verification results of the house purchase qualification. After 48 hours of verification, take the receipt to the Housing Authority to receive the result notice, print and sign the paper contract that has been filed, and print the commitment letter at the same time. Only those who meet the requirements can go to the Housing Authority to print and sign a paper contract for the record and complete the transaction procedures.
Information to be submitted for house purchase qualification inquiry
1, ID cards or military officer's cards of the purchaser and family members and other identification materials;
2. Marriage certificate. Marriage certificate is divided into marriage certificate, unmarried certificate and divorced unmarried certificate;
3. Household registration book;
4. The original and photocopy of the family housing declaration form.
5. Non-registered families in this city should also submit personal income tax certificates or social insurance payment certificates that have been paid in this city for more than 12 months in the first two years from the date of purchase.