Matters needing attention in the sale of second-hand houses.
Matters needing attention in selling second-hand houses are problems that many people will be aware of, but even if many people pay close attention, they will miss many details. If they miss it, they will make a lot of money. What precautions does the seller have when dealing with second-hand houses?
Precautions for the buyer
Buying a second-hand house is completely different from buying a new house. New houses mainly deal with developers, but there are still many second-hand houses to deal with. Landlord ... all kinds of links in the middle need our attention, and the biggest fear is losing money, but there are also many places to pay attention to when buying second-hand houses. If you are not careful, you will fall into the pit. Generally speaking, the buyer should pay attention to eight points.
1, know the real situation.
(1) Take your ID card to the real estate transaction center to inquire about the real information of the house, and the cost is 30 yuan.
(2) It can be handed over to the intermediary for full responsibility. The contract states that if the real estate license is not true, the intermediary will pay all the responsibilities.
(3) Confirm the true identity of the owner.
2. Is the house complete?
(1) Whether the real estate license and land certificate are complete;
(2) whether the house is mortgaged, whether it is sealed up by the court, whether the house purchased by mortgage loan is being rented, and how much the loan is; Our country, including most areas, recognizes that "sale does not break the lease", that is to say, the house sale contract cannot compete with the previously established lease contract.
(3) You can ask for a copy of the intermediary business license.
3. Is the property right of the house clear?
(1) How many co-owners are there in some houses? If there are joint heirs, joint families or husband and wife, the buyer shall sign a house sales contract with all the joint owners.
(2) If only some co-owners dispose of the joint property without authorization, the sales contract signed by the buyer and other co-owners is generally invalid without the consent of other co-owners.
4. Is the land situation clear?
Pay attention to the service life of the land. If the land use right of a house is only 40 years, and the owner has used it for more than 10 years, it is a bit uneconomical for the buyer to measure whether it should be based on the price of commercial housing with a land use right of 70 years in the same lot.
5. Pay attention to the payment method
(1) Specify payment method, payment date and payment amount. The best way is for one party to deposit the cash in the bank first, and both parties will deliver it in the bank, and one party will take out the cash and deposit it directly in the other party's account.
(2) If the house you buy or sell has a loan, you should pay more attention when paying. -In general, the seller should repay the loan in advance.
6. Determine the delivery time, payment method and time, both of which are indispensable.
If the intention to buy and sell is reached, the delivery time should be clearly stipulated in the contract. In the past, in the process of buying and selling houses, disputes often occurred because the delivery time was not stipulated in the contract. For example, at the appointed time, the seller could not deliver the house to the buyer due to lease or other reasons, and the buyer could only eat "dumb loss" because he did not make relevant explanations in the contract.
Therefore, in the process of signing the contract, it is necessary to indicate when and how the seller will deliver the house to the buyer, what compensation the buyer will get if the house cannot be delivered on time, and whether the house is still rented. Generally speaking, at the time of agreement, the buyer can take about 10% of the total house price as the condition of re-payment when handing over the house, and bind the seller to hand over the house accordingly.
7, the hukou problem
When verifying the property, the buyer should not forget the household registration relationship associated with the house, and whether the seller will move out the household registration of his family at the same time after selling the house. In the past, similar situations often happened. For example, the seller did not check out his family's account at the same time after selling the house, which made it impossible for the buyer's account to move in. This agreement can be noted in "Other Agreements" in the terms of "Purchase Conditions Agreement". According to the agreement on the delivery time, under normal circumstances, the seller can reserve a sum of money when delivering the house and pay it to the seller after confirming the account status. The amount of this money is generally about 65,438+0% of the total house price.
8. Be careful that the maintenance fund is "hacked"
Many consumers ignore the maintenance fund in the process of buying second-hand houses. Intermediaries often use this "gap" to eat into the maintenance fund. This often happens in the following ways: the intermediary tells the seller that there is little maintenance fund left in the second-hand house, which is usually given to the buyer, while the intermediary claims that the seller did not "send" the maintenance fund to you when dealing with the buyer, and the buyer must reapply for the maintenance fund himself, so the maintenance fund enters the intermediary's pocket.
Buyers and sellers need to know each other face to face. If the maintenance fund is given to the buyer, both parties need to make an agreement in the "Purchase Conditions Agreement" in the "Other Agreements". Under normal circumstances, when the house is handed over, the buyer and the seller need to go to the Housing Authority and the corresponding property management company to deliver the funds together, and change the account name according to the account balance of the maintenance fund.