Weixin Jinke products. Its main loan products include WeChat credit card loan, Doudou money, Star purse and WeChat cash loan, covering vertical areas such as credit card balance compensation, consumption staging and shopping staging. Wechat installment is not an independent online lending platform, but an installment loan product. It cooperates with other online lending platforms to provide users with installment loan services. Wechat installment mainly cooperates with banks such as China Merchants Bank, Shanghai Pudong Development Bank, CITIC, China Everbright and some microfinance platforms to provide installment loans with different maturities and quotas.