What issues should we pay attention to when borrowing money from individuals online? How to ensure the security of personal information for online loans? Online loans are becoming more and more common, and many online lending platforms have been born. However, network security issues in recent years have made more and more people worried. How to complete the safe personal loan process through the Internet? What issues should I pay attention to when taking personal loans online? How to ensure the security of personal information for online loans?
Personal Loans
1. Account Protection
1. The password setting is a combination of numbers, English upper and lower case letters, and special characters. Birthdays, names, etc. should not be used as passwords. The password should not be the same as the login password for other websites. The password must be changed regularly.
2. Anyone who asks for an account or password in any way will be firmly rejected.
2. Formal website payment
Links are almost every website’s channel for consumers to consume, but not all links are legal channels. Therefore, in our daily consumption, we need to recognize the authenticity and accuracy of the URL in the transaction address bar, and do not trust the links sent by so-called customer service merchants. Especially some websites that advertise "low prices".
3. Computer system security
1. Download mobile banking security controls and client software from the institution’s official website;
2. Do not log in to illegal websites;
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3. Download and install the latest operating system regularly;
4. Install anti-virus software and firewall software, and update them in a timely manner.
4. Cultivate security awareness
1. Use online banking certificates certified by national authoritative organizations;
2. Do not trust lottery winnings, loans and other information easily;
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3. Do not believe fake police officers, fake police officers, or fake judges who use the phone to deceive you in the name of a safe account;
4. Avoid using computers to log in to online banking in public places;
5. Do not browse other websites when operating online banking to prevent malicious codes from websites from obtaining your computer information;
6. Regularly check online banking transaction records, and activate bank SMS reminder services and reconciliation emails.
5. Anti-counterfeiting base station
1. Do not believe points redemption information from unknown sources;
2. Do not disclose SMS verification codes;
3. Don’t easily click on personal loan links from unknown sources.
The above is the relevant introduction to "What issues should be paid attention to when borrowing online? How to ensure the security of personal information when borrowing online?" This introduction covers account protection, formal website payment, computer system security, security awareness and anti-counterfeiting The five aspects of base station are introduced. Whether you are a lender or a lender, you need to pay attention to the above five points when using the network. To avoid mistakes that may cause you losses.