1. What's the interest of 1, yuan of credit cooperatives in 223?

want to know how much interest I have to pay for saving 1, yuan? How long will it last? If you deposit for one year, the one-year deposit interest rate of rural credit cooperatives will be 2.1% in 223, so the interest earned will be 2.1× 1 = 21 yuan.

2. What is the loan interest rate of Guangxi Credit Cooperatives?

The loan interest rate of Guangxi Credit Cooperatives is less than 6 months (inclusive), the annual interest rate is 5.6 %

the medium-term loan of 6 months to one year (inclusive) is less than 1 to 3 years (inclusive), and the annualized interest rate is 6.15%

for three years.

Third, the loan interest rate of rural credit cooperatives

First, what is the loan interest rate of credit cooperatives

1. The interest rate of loans within one year is 4.35%;

2. The interest rate of the loan within one to five years is 4.75%;

3. The interest rate of loans with more than five years is 4.9%.

ii. loan conditions

to apply for a loan, a borrower should have basic conditions such as marketable products, profitable production and operation, no misappropriation of credit funds, and abiding by credit, and meet the following requirements:

1. The original loan interest payable and the loan due have been basically paid off; If there is no repayment, a repayment plan approved by the lender has been made.

2. Except for natural persons and business legal persons that do not need to be approved and registered by the industrial and commercial departments, they should go through the annual inspection procedures by the industrial and commercial departments.

3. basic deposit account or general deposit account has been opened in rural credit cooperatives, and a certain amount of payment deposit has been reserved in this account; Voluntary acceptance of the supervision and inspection of the credit and settlement of the loan agency can ensure that the business plan and related business and financial statements are submitted to the loan agency on a regular basis.

4. To apply for a guarantee or mortgage loan, you must have a loan guarantor, loan collateral or pledge that meets the requirements. The loan guarantor must be an enterprise or economic entity that has opened a deposit account in a rural credit cooperative and has good economic benefits and credit reliability. The loan collateral must comply with the Civil Code (implemented since January 1, 221) and relevant laws and regulations. In principle, it should be mainly real estate (such as houses and land), and it must be commercialized and easy to realize.

5. The asset-liability ratio of rural borrowers shall not be higher than 7%.

6. To apply for loans for fixed assets, real estate and other projects, the borrower's owner's equity and the proportion of self-raised funds must meet the requirements stipulated by the State Council, and at the same time, complete, standardized and effective documents must be submitted according to the requirements of project management.

7. Except as stipulated by the State Council, the accumulated amount of equity investment in foreign equity of limited liability companies and joint stock limited companies does not exceed 5% of their net assets.

8. Rural borrowers must apply for a loan card according to the regulations of the People's Bank of China, and go through the annual inspection procedures as required.

IV. What is the loan interest rate of credit cooperatives

At present, the benchmark interest rate is 5.35 for six months and 5.81 for one year. The loan interest rate of credit cooperatives will be higher than that of other banks, generally rising by about 3%, but this is related to your loan guarantee method and term.