1. What procedures are required for a bank loan of 2,000 yuan?
1. Loan recipients: natural persons engaged in legal production and business operations. 2. Loan limit: The minimum total credit limit is 50,000 yuan, and the maximum limit is 3 million yuan. 3. Loan term: The validity period of the credit line is up to three years, and the term of a single loan under the line shall not exceed two years. 4. Loan interest rate: in accordance with the relevant regulations of the People's Bank of China and the Head Office. 5. Guarantee methods: Guarantees are provided in the form of mortgages, pledges and guarantees, but guarantees provided solely in the form of third-party guarantees are not accepted. 6. Application materials that need to be provided: 1. The original and copy of the valid identity documents and marriage relationship certificates of the borrower and his spouse; 2. The local permanent residence or local long-term residence certification materials of the borrower and his spouse; 3. Those engaged in production and business Business license. If you engage in license-based operations, you should provide the original and copy of the business license from the relevant administrative department; 4. Proof of tax payment for production and business activities; 5. Proof of the borrower’s spouse’s commitment to repay the loan simultaneously; 6. The borrower obtains the pledge rights certificate, the list of mortgage (pledged) items and ownership certification documents required for the pledge and mortgage loan amount, and the written document of the owner and the owner of the property agreeing to the pledge and mortgage; 7. China Construction Bank 2 Collateral valuation report issued by an appraisal department recognized by the branch (including above); 8. Other information required by China Construction Bank. Application channels and procedures 1. Application channels: Customers apply for personal employment assistance loans through the designated business institutions of China Construction Bank 2. Application procedures: ① The borrower who applies for a personal employment assistance loan must present the relevant application materials specified by China Construction Bank to the loan The bank submits an application, fills in the application form, and submits relevant information; ② After the account manager conducts an on-site investigation and reviews and agrees, the account manager reports to the department with the authority for approval. After the bank approves and agrees, the bank signs a loan contract with the customer; ③ The account manager handles the loan procedures and transfers the loan to the customer. The money is transferred to the borrower's settlement account opened by our bank, and the customer can use the loan funds; ④ The borrower repays at the business counter, or leaves sufficient repayment amount in the deposit account or bank card, and entrusts the lending bank to deduct it Repayment; ⑤ After the loan is settled, the business outlet will return the mortgage (pledge) right certificate to the customer.
2. Can the bank apply for a loan of 2,000 yuan? What are the requirements?
What are the conditions for a bank loan of 200,000 yuan, and what are the requirements for a bank personal loan of 100,000 yuan.
What are the requirements for a bank loan of RMB 200,000:
If the borrower is applying for a personal credit loan, he or she must have very strong identity and qualifications, meet the bank's requirements, and must be a civil servant or above. Cadres, executives of domestic and international Fortune 500 companies, doctors, and teachers.
If the borrower is going to apply for a business loan, he or she needs to have a business license for one year, good income, and a good tax record. If the value of the company's important real estate exceeds 300,000 yuan, such as mortgaged factories, important equipment assets, important shops, stores, accounts, etc., the bank will apply for a mortgage loan of 200,000 yuan.
If you are applying for a mortgage loan, you need to own a house and the value of the house must be more than 300,000 or have a car and the value of the car must be more than 500,000. You can apply for a mortgage loan of 200,000 at the bank. . It is particularly important to note that both a house or a car purchased with a loan and a house or car purchased with full payment must be evaluated by the bank before this value can be referred to.
When everyone is short of money, I use no less than 10 loan products. To sum up, I still recommend Du Xiaoman (formerly known as Baidu Finance) for the following reasons: 1. Compared with the invitation system of Jiebei and Weilidai, you can apply proactively if you have money to spend. 2. The maximum limit is 200,000, the minimum annualized rate is 7.2%, and the account is credited in 3 minutes. It is already very easy to use; 3. It is a formal and large platform, so you don’t have to worry about routines;
4. Generally, the review of formal products is relatively strict. Although it is easy to use, it is difficult to apply, and it is the same if you have money to spend. However, I asked for an exclusive application channel from internal staff, and the purchase rate is very high, so it is the most recommended product among the products. There is no one, since I recommend it to everyone. Now, I will also provide an exclusive application channel. Friends in need can apply by themselves.
Just remember to use the quota on the same day, otherwise the quota may be withdrawn. A friend has appeared before Remember this situation.
Du Xiaoman - If you have money to spend (second batch), click online to measure the amount
There is another one: 360 IOU is actually the anti-virus king Qihu 360 online loan platform, which mainly provides everyone with pure For credit loans, the amount is within 200,000 yuan, the usage period is between 1 and 12 months, and the daily interest rate can be as low as 0.027%. As a platform owned by a network security giant, 360 IOU is still more reliable than ordinary platforms.
360 IOU can borrow up to 200,000 yuan!
Click to measure the amount online
The third one: "Xinyidai" is owned or issued by Ping An Bank to individuals for other legitimate consumption or business purposes other than purchasing housing. Unsecured RMB loan business. Once the information is complete, the loan will be released within 1-3 working days.
The application threshold is low: you can apply if you have an average monthly income of more than 4,000 yuan (car loan, housing loan, provident fund, and insurance policy are best), the amount is suitable, and the repayment is flexible: the loan limit is RMB 10,000 to RMB 50 Ten thousand yuan; the loan period is 12 months, 24 months, or 36 months, and for high-quality occupations, it can be as long as 48 months.
Click here to measure the amount of Ping An New Loan online
The above content is for reference only and does not make any loan recommendations. Online loans are risky, so be careful when choosing!