Yes According to Baidu's query, you can apply for a car loan without a screenshot of the credit record, but you need to meet some conditions. Some banks or lending institutions will accept applicants who have no credit record, but they need to provide other documents or records to prove their credit ability, such as payroll or house ownership certificate. At the same time, the applicant also needs to meet the basic qualifications, such as having a stable job and income source and having enough collateral.