I'm from Hezhou, Guangxi. I want to know which bank has microfinance business. How to deal with it if it is not safe.
Ordinary banks have microfinance business. You don't have a mortgage, you'd better find a guarantor of a local account. If you have a stable job, good income, no bad credit record and a running account of the bank, you can also apply for a credit loan. Generally, it takes 10 working days at the earliest.