Any loan only examines the credit standing of the loan at that time, thinking that as long as it is repaid on time, job changes will not be considered. The provident fund is the same, even if it is not paid in the future, it will not affect the loans that have already occurred.

Two, provident fund loans can be revoked _ provident fund

As far as I know, there are two situations in which provident fund loans cannot be revoked. The first is that provident fund loans can be revoked directly, and the second is that they can be revoked. Let me talk to you about the cancellation of provident fund loans. The application for revoking the provident fund loan put forward by netizens has been approved by the provident fund management center, which can be revoked, but it is impossible. That is, the person who paid the provident fund can apply to cancel the provident fund loan if he has paid off the provident fund loan during the loan period. If you don't want to cancel the provident fund loan, you can go to the provident fund management center to cancel the provident fund loan, and then go to the provident fund management center to cancel the provident fund loan.

3. Can the provident fund loan be cancelled after it has been approved?

If you apply for a housing provident fund loan through our bank, it is suggested that you directly contact the loan handling bank or the local post-loan service center to verify and confirm whether the loan application can be revoked.

4. What is the loan process of Jinan Provident Fund?

The specific process of mortgage cancellation of provident fund loans is as follows:

1. The borrower can submit a written loan application and related materials to the loan bank, which will submit it to the housing provident fund management department for approval, or directly apply to the housing provident fund management department for approval;

2, approved by the housing provident fund management department of the borrower, and the loan bank signed a loan contract and guarantee contract, mortgage registration, insurance, notarization and other related procedures;

3. The loan contract stipulates that the loan bank will transfer the loan to the special account for selling houses set up by the developer in the loan bank or directly to the deposit account opened by the borrower in the loan bank;

4. The borrower opens a repayment account in the loan bank and repays the loan principal and interest on schedule according to the repayment method and repayment plan agreed in the loan contract;

5. After the loan is settled, the borrower obtains the Loan Settlement Certificate from the loan bank, retrieves the mortgage registration certificate and the original insurance policy, and goes through the mortgage registration cancellation formalities at the original mortgage registration department.