Provident fund loans can generally be approved within 20 days.
Provident fund loans, the staff will generally tell you that it takes ten days, ten working days, that is, twenty days.
First, submit the provident fund with your purchase contract, provident fund card, household registration book and ID card.
The audit usually takes 3 to 5 working days.
After the audit, go to the provident fund, sign a loan contract, and then wait for the loan.
How long does it take to apply for a provident fund loan?
The processing time of provident fund loans generally takes 18 to 19 working days. The following is the time required for each link of the provident fund loan:
1. It usually takes 1 working days to complete the housing provident fund loan application form at the bank counter.
2, the loan bank for pre-loan review, post-loan review, the city housing provident fund management review, generally can be completed within 2 working days.
3, the city housing provident fund management center audit, general 1 working days can be completed;
4. After approval, the loan bank and the borrower sign a loan contract, which can generally be completed within 2 working days;
5. If the borrower chooses to guarantee, it will take 6 working days to go through the mortgage formalities in the bank. Choose mortgage insurance, and it takes 7 working days to handle mortgage insurance. It usually takes 6 working days to choose the pledge guarantee and go through the pledge formalities.
6, the lender will guarantee information submitted to the city housing provident fund center, generally completed within 2 working days;
7, the city housing provident fund management center for the approval of guarantee materials, generally completed within 3 working days;
8. The loan bank usually completes the transfer formalities within 1 working day.
Extended data:
What materials do you need for provident fund loans?
(a) the applicant and spouse housing provident fund deposit certificate;
(2) the identity certificate of the applicant and spouse (referring to the valid residence certificate such as resident ID card and household registration book) and the proof of marital status;
(3) proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability;
(four) the purchase of housing contracts, agreements and other valid documents;
(5) List of collateral, pledge, certificate of ownership, certificate of consent of the authorized person to mortgage and pledge, and certificate of collateral valuation issued by relevant departments;
(six) other information required by the provident fund center.
How long does it take to apply for a housing provident fund loan?
Provident fund loans can generally be approved within 20 days.
Provident fund loans, the staff will generally tell you that it takes ten days, ten working days, that is, twenty days.
First, submit the provident fund with your purchase contract, provident fund card, household registration book and ID card.
The audit usually takes 3 to 5 working days.
After the audit, go to the provident fund, sign a loan contract, and then wait for the loan.
How long will it take to get a provident fund loan?
1. Provident fund loans generally take 20 to 25 working days. It takes 15 working days for individuals to apply for provident fund loans, and 10 working days for loan approval and mortgage.
2. According to Article 4 of the Regulations on the Management of Housing Provident Fund, the management of housing provident fund shall be based on the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, special bank account storage and financial supervision.