Topic Background This topic comes from a post posted by a young man in Xiaoshan. The young man said in the post that the girl on blind date is still very interested, but when it comes to the problem of the house, it scares the girl and doesn't want to be with him. The reason is that she has to bear a 30-year house loan, and the amount is a bit scary, and she has to pay 8,700 yuan every month.
The young man didn't agree with this. He believes that marriage must have a house, and the loan amount of the house is affordable. As for the other party's inability to accept it, it may be the reason why their values are different. He respects the other party's choice, and at the same time, he also said that the current economic ability can still bear the current mortgage of more than 8,000 yuan, and tens of thousands of yuan can be left every year except living expenses and mortgage.
Having said that, it is clear that the monthly mortgage of nearly 9,000 yuan is unbearable for families with average income, and I also understand the scared girl here.
What does a 30-year mortgage mean? For a woman, choosing a man means choosing her future life. Choosing a man with an economic foundation will make her life easier in the future. At this time, it is really worrying to mention a mortgage of more than 8,000 yuan per month. After all, there are many uncertainties in the future, and it is reasonable to worry a little about the huge mortgage every month. If there is any change in her life and her income is unstable, how can she afford these mortgages?
To sum up, a 30-year mortgage really shouldn't scare a girl, but it's not the case when it comes to monthly payments.