If the mortgage repayment is really affected by the epidemic, it can be postponed to the next repayment date after the unsealing date. Normal loan customers who temporarily default due to the epidemic will not get credit information or interest repayment during the deferred deduction period. Specific policies need to be consulted with specific relevant banks.

Mortgage repayment date refers to the date when the lender needs to deposit enough funds every month for the bank to deduct within the specified time after applying for mortgage. And the general mortgage can't be overdue. If it is overdue, it may leave an overdue record on the credit report.