Credit unions are the only banks across the country that offer credit guaranteed loans. They only require a written guarantee from the guarantor and lender. Your loan of 20,000 yuan is a small loan. For related procedures, first give the account manager something to eat and drink, and then find your asset mortgage (mortgage loan). If it is a credit guarantee loan, you must be a local and a permanent resident, have an ID card and the guarantor’s ID card, and the rest Just tell the account manager. The current interest rate for new loans is 11.1 and overdue is 15.24. The interest rate is still falling. This is the fourth time this year that the interest rate has been lowered!

Any remaining bank loan requires mortgage and asset evaluation. If your assets are 100,000, then you can get a loan of 50,000 to 70,000.