When we buy a house, we pay more attention to the down payment. It is not easy to buy a house in Wuhan. Because of various restrictions on purchases, people don't understand the down payment. Then, the following small series will share with you how much is the down payment for buying a house in Wuhan and what are the conditions for buying a house in Wuhan.
How much is the down payment for buying a house in Wuhan?
The down payment for buying a house in Wuhan is as follows:
1, the minimum down payment ratio of the first suite is 35%, and the down payment ratio of the second suite cannot be less than 40%.
2. The down payment ratio of second-hand housing loans is the same as that of new houses. Second-hand housing loans use the appraisal price, which is only 80%-90% of the transaction price.
The down payment of some houses is calculated according to the loan amount, accounting for 30% of the total house price. For example, the total house price is 654.38+0 million. For provident fund loans, both husband and wife can borrow up to 450,000 yuan with a down payment of 550,000 yuan.
Second, what are the conditions for buying a house in Wuhan?
1, household registration in this city
(1) First suite: No room and no loan in Wuhan, and the down payment ratio is not less than 30%.
(2) Second suite: having 1 suite in Wuhan, you can buy a house in the restricted area. The down payment ratio of the second suite shall not be less than 50%, and the down payment ratio of non-ordinary housing (144 square meters or more) shall not be less than 70%.
(3) Second suite and above: having two or more houses in Wuhan, you can't buy a house in the restricted area.
2. Non-local household registration
(1) Conditions for purchasing a house: provide proof that social security or personal income tax has been paid continuously in Wuhan for two years before purchasing a house.
(2) First suite: no room and no loan in Wuhan, and the down payment ratio is not less than 30%.
(3) Second suite: Wuhan already has 1 or above houses, so you can't buy a house in the restricted area.
The article concludes: The above is the amount of down payment for Bian Xiao to buy a house in Wuhan, and what are the relevant contents of buying a house in Wuhan, hoping to help everyone. Wuhan's purchase restriction measures are relatively strict. When buying a house, you should consider it more and see if it meets the conditions for buying a house in Wuhan according to your actual situation.
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