if you buy a car of 87, yuan, the down payment of 3% is 26,1 yuan. At the same time, you need to pay the car insurance premium of 4,7 yuan and the risk deposit of 2, yuan, which will be refunded to you after the last repayment. 35 yuan, loan fee. Credit inquiry fee 2 yuan, which was charged in 211. The vehicle purchase tax is 7436 yuan. The licensing fee is 2 yuan. That is, you pay down 4,786 yuan, and the rest will be paid off in 24 months or 36 months with interest of 6%.