The down payment is about 400,000 to 500,000. Is it appropriate to buy an apartment in full or to buy a house with a loan?
Because apartments and residential projects belong to two different products, apartments mainly rely on long-term rent; The residential houses are more inclined to increase the total price, but they may face the problem of great repayment pressure in the later period. If you consider an apartment, you should mainly pay attention to the location of the project, that is, the existing facilities, while choosing a house pays more attention to the development prospects and space of the whole plate. Under the current market situation in Suzhou, there are not many apartments with a total price of 400,000-500,000 and residential projects with a down payment of 400,000-500,000 lots. Two high-profile projects currently on sale in gusu district, Pingjiangyue and Yao Xingguang, can be focused on. On the one hand, the two projects are located in gusu district, the center of Suzhou, with convenient transportation, more people and regular office workers, and guaranteed rent in the later period; On the other hand, two high-rise apartments, both 4.49 meters, are highly competitive. In terms of housing, the blue seasons currently on sale in Wuzhong Taihu Tourism Resort can also be considered. On the one hand, Metro Line 5 will soon be opened to Taihu Tourism Resort, which will be a key area for Suzhou to develop Taihu Lake in the future, and the value of the plate will continue to rise; On the other hand, the quality of the project is high, and all the houses for sale are pure elevator rooms with complete internal facilities. Generally speaking, apartments and houses have their own advantages and disadvantages. I suggest you make a field trip to the apartment and house that suits you, and then make a comprehensive consideration according to your specific situation before choosing.