The following are the loan application conditions. For a natural person aged 18-65, the borrower's actual age plus the loan application period should not exceed 70 years old, and he has a stable job, a stable income, the ability to repay the loan principal and interest on time, a good credit record and other conditions stipulated by the bank.
Yumin Bank is a private bank, which was jointly established by Zhengbang Group Co., Ltd. and Jiangxi Boneng Industrial Group Co., Ltd. and a number of private enterprises in the province. It was approved by the Bank of China Insurance Regulatory Commission on May 20th, 20 19, and approved by the Jiangxi Supervision Bureau of the Bank of China Insurance Regulatory Commission on September 27th, 20 19, with a registered capital of RMB 2 billion.