For example, if the appraised value of the house is1000000, the maximum loan can be 700000. In fact, the loan amount is not only related to the appraised value of the house, but also closely related to the personal credit record and repayment ability. The specific loan amount is subject to bank regulations.

Loan conditions of real estate license: a natural person with full civil capacity, the maturity date of the loan is generally not more than 65 years old. Have a fixed residence, a proper occupation and a stable source of income, and have the ability to repay the principal and interest of the loan on time. Willing and able to provide real estate mortgage approved by the lender. The property * * * recognizes its loan and guarantee behavior and is willing to bear relevant legal responsibilities.