The loan in the name of your husband and wife will be repaid by the lender, no matter who the funds are used for. Because your husband's brother and wife have credit problems, you can't borrow money in your name. It's not a favor, but you can ask yourself to take risks. The risk is that the money is not used by you, and the loan will be repaid in the end. Tell your husband to be careful. Don't do such a stupid thing.