The lack of comprehensive credit of ABC's Lefenyi refers to the temporary failure to meet the conditions of ABC's Lefenyi loan. When applying for ABC's Le Fenyi, ABC's Le Fenyi will comprehensively evaluate the applicant. Agricultural Bank of China's comprehensive evaluation of Le Fenyi is mainly based on the borrower's credit information, debit card use and personal income. If the applicant has credit problems, or has a high debt, which does not meet the conditions of the Agricultural Bank of China, it will prompt the lack of comprehensive credit.

The comprehensive credit shortage of ABC is generally caused by personal credit problems or personal debts. Only by appropriately improving personal credit and reducing debts can you have a chance to apply for approval. In addition, if the personal credit limit is too high, it will also have a certain impact on applying for ABC. After reducing the personal credit limit, you can try to apply.

1. Lofenyi installment loan refers to the installment loan issued by Agricultural Bank of China according to the applicant's application. After the approval, the applicant will be given the installment quota, the credit card will be credited in installments, and the installment principal will be transferred to Lefebner account. The applicant shall repay the principal in installments and pay a certain installment fee.

2. The maximum credit limit of the installment loan of Lefenyi is 300,000 yuan. You can apply online and offline. The longest repayment period is 5 years; Pocket Bank online application path: Agricultural Bank app- Credit Card-Smart Credit Users must repay on time after applying. There can be no overdue repayment.

3. The loans obtained from the installment loan of Le Fenyi can be used in different fields. For example, attention should be paid to weddings, home improvement, education, shopping and travel. Do not withdraw, transfer, invest and finance, detain and pay loans on behalf of others. If loans overdue. Will be uploaded to the credit information center, affecting personal credit information.

4. As long as the application is successful, the bank will transfer the principal to the debit card of the Agricultural Bank of China on the same day, and the installment principal in the special account of Lefenyi will not bear interest. After the payment is received, it can be directly spent in the fields of wedding, home improvement, education, shopping, tourism and so on without activation. It is not allowed to withdraw cash, transfer money, invest in wealth management, withhold and remit money, etc.

5. Le Fenyi application steps:

Applicants are required to bring their valid identity documents and ABC I debit cards to the ABC business outlets.

Choose the number of installments that suit you, check the corresponding handling fee rate and handling fee collection method, apply for easy payment, and wait for approval.

Whether to notify by SMS. After the approval, the money will be paid directly to the loan account and cannot be cancelled. After successful processing, the applicant can use the installment principal for consumption.

After the payment is received, it can be directly spent in the fields of wedding, home improvement, education, shopping, tourism and so on without activation. It is not allowed to withdraw cash, transfer money, invest in wealth management, withhold and remit money, etc.