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What does the housing provident fund loan have to do with? Amount, duration, salary, amount and duration of housing provident fund deposit? Or is it related to something else?
1. What does the housing provident fund loan have to do with? Amount, duration, salary, amount and duration of housing provident fund deposit? Or is it related to something else?

The ratio of the loan amount to your salary level, salary deduction, your personal bank credit rating, the maximum loan limit of the local provident fund management center and the balance of your provident fund account generally does not exceed 15 times of the account balance; Is directly related; So the information you gave is too limited to estimate.

You can use the following methods to query:

1, use 1 14 to check the telephone number of your local provident fund management center, and call the staff on weekdays to tell them your ID number, and they will help you find out your maximum loan amount and maximum loan period; This is the simplest and most convenient.

2. You can go directly to the provident fund management center and ask, as long as you get your ID card, you will know the accurate data immediately.

Housing provident fund loans are related to these, or you have to check them yourself to determine your own loanable amount.

I hope it will be of reference and help to you.

Second,

3. Will personal credit affect the handling of housing provident fund loans?

Hello, the quality of personal credit information will affect your handling of other loan business.

4. Does the online loan without credit information have an impact on the provident fund loan?

The number of customer online loans has no effect on provident fund loans. In fact, handling provident fund loans is mainly affected by the number of provident fund loans handled by banks or licensed consumer financial institutions and other loans.