Legal analysis: The statute of limitations for civil actions over debt disputes is three years. The trial period is six months if the ordinary procedure is applicable, and three months if the simplified procedure is applicable. The litigation process is as follows:

1. Submit a complaint to apply for filing; the court issues a notice of acceptance;

3. The court organizes the two parties to exchange evidence and the defendant submits a statement of defense; 4. Hearing, cross-examination, Debate;

5. Announce the judgment;

6. The judgment becomes effective and executed.

Legal basis: Article 675 of the "People's Republic of China and Civil Code" The borrower shall repay the loan within the agreed time limit. If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return the loan at any time; the lender may demand the borrower to pay back the loan within a reasonable period of time return.

Warm reminder

The above answers are only based on the current information and my understanding of the law. Please refer to it with caution!

If you still have questions about this issue, it is recommended that you sort out the relevant information and communicate with professionals in detail.