What are the steps to buy a house with a provident fund loan in different places?
1, consult the provident fund center.
The policy of off-site provident fund loans is not national in nature, so it is best for buyers to consult the provident fund centers in the two places first, especially to know the provident fund centers in the city where they buy houses and the materials they need, and then ask if they can meet the requirements.
2. Submit the application for provident fund loan.
After it is determined that the provident fund can be loaned in different places, the purchaser applies for the provident fund loan, and the provident fund center verifies the employee's situation according to the application, and issues certificates for the deposit and use of the housing provident fund for eligible employees with loans in different places.
3. Verify information and issue loans.
After receiving the application, the loan city provident fund center will check whether there is any problem with the application certificate of provident fund loan submitted by the employee to the city provident fund center where the provident fund is paid to the purchaser. If there is no problem, the loan will be approved, and the city provident fund will be repaid before the loan is issued.
What are the three situations of provident fund loans in different places?
1, provincial provident fund loans from different places
Many cities are spending off-site provident fund loans in the province. Different places in the province means that in the same province, the provident fund is paid in city A and loans are made in city B, such as Luoyang, Lanzhou, Kunming and other cities. Property buyers can buy houses in these cities and use them across cities.
2, the national provident fund loans in different places
All over the country, cities in different provinces use provident fund loans to buy houses, but few cities support national provident fund loans, only Qingdao and Shenzhen. If property buyers want to use it, they must understand the policies of various cities.
3. Inter-provincial provident fund loans in different places
Inter-provincial provident fund loan means that employees pay provident fund in their work units and return to their registered permanent residence to buy houses. At present, there are not many cross-provincial provident fund loans, and provincial capitals such as Nanning can support them. You can't borrow the provident fund loan in different places if you want. what do you think?