CCB second mortgage loan interest rate: the interest rate is calculated at 6.49%. For now, CCB’s current benchmark interest rates are: 5.6% for less than one year (including one year), 6.0% for one to five years (including five years), and 6.15% for more than five years.
The materials required for the second mortgage are basically the same as those required for the first mortgage:
1. ID card
2. Household register
3. House book
4. Marriage certificate
5. Personal credit report
6. First loan contract
Above These materials are all within our reach and within reach.
The process of second mortgage loan products is very simple:
1. Prepare documents and interview
2. Home visit within two days
3. The result will be available within three days
4. Notarization within one day, and the mortgage will be issued (90% of the loan amount can be advanced)
5. The mortgage will be issued and the loan will be issued
< p>Requirements for applying for a second mortgage loan:1. Have a private house in and around Tianjin
2. The house must be less than 25 years old, and the area is not limited
p>3. Aged 18-60 years old
4. The amount applied for is more than 200,000 yuan
5. The turnover in half a year is greater than the debt