1. Short-term loan with annual interest rate of 5. 10% within one year (including one year).

2. For medium and long-term loans, the annual interest rate is 5.50% for one year to five years (including five years), and 5.65% for more than five years.

3. Personal housing provident fund loans, with an annual interest rate of 3.25% for less than five years (including five years) and 3.75% for more than five years.

China Construction Bank (hereinafter referred to as China Construction Bank or CCB, formerly known as People's Construction Bank of China, renamed as China Construction Bank on March 26th, 1996) was established on June 5th, 954 (Wu Jianian). It is a joint-stock commercial bank and one of the top five state-owned commercial banks.