Le Chi should be SAIC-GM's car, and the 4S shop should be provided with loans by the manufacturer's own financial company. Suggestion: If you don't have a business license, provide some receipts for entering and leaving the business or some contracts signed, and the bank running water can provide its own commonly used bank card or savings card to prove income. If there is no real estate, you can use your father as a guarantee (provided that your father's age and loan period cannot exceed 60 years old). Real estate is generally not mortgaged, but car loan is mortgaged.