The loan is at least 30% of the value of the car.
For example, automatic deluxe edition 139900, 30% 42900, loan 97000.
Premium edition 155900, 30% 46000, loan 10900.
But this is only the car price, and the landing price is based on the total price-loan price = down payment price.
For example, the landing price of the automatic deluxe edition is 158800.
Then 15.88-9.7 loan = 6/kloc-0.80 million is your down payment. Interest is calculated separately.
Landing price of distinguished edition 173800.
Then 17.38- 10.9 loan = 64800 is your down payment. Interest is calculated separately.
I hope I can help you.
How to borrow a new car loan from Honda Civic?
I won't talk about the formalities, and 4S will tell you.
I'll tell you the down payment, loan amount and monthly payment.
Take the automatic comfort version as an example. Car price 149800 yuan. You can get a discount if you can talk 140000. No problem.
The down payment is at least 30%, that is, the down payment is 42,000 yuan (about purchase tax12,000 yuan, the maximum insurance is about 7,000 yuan, and it takes more than 60,000 points to get on the road smoothly), and the loan is 98,000 yuan.
You can borrow it for three or five years, but our five-year loan is not as easy as before. The interest for three years is 4.5%, and the interest for five years is 4.8%.
That is to say, if you borrow it for three years, you have to pay back about 3 100 every month, and if you borrow it for five years, you have to pay back about 2 100 every month.
You can ask me if you don't understand anything ~
Is it interest-free to borrow money to buy Civic 2022?
Interest free
The down payment for the 2022 Civic is 28,000 yuan, and the discount for car purchase is 8,000 yuan. Civic has a certain amount of installment policy, specifically: the loan of 55,000 yuan can enjoy interest-free 18 months, which means that the fixed loan is 55,000 yuan, the down payment is about 76,900 yuan, and the monthly payment 18 is 3,056 yuan.
Interest-free loan means that after the user applies for a loan, he only needs to repay the loan principal according to the repayment plan, and the loan interest does not need to be returned by the lender. For example, student loans, students are free of interest during their school days, or interest-free loans by installments launched by 4S stores. During the repayment period, the user only needs to return the loan principal. So users can apply for interest-free loans and try to apply.
How much is the 50% down payment for the tenth generation automatic file Civic? How much is the monthly payment?
Very simple algorithm:
If the loan is 50%, the price of the tenth generation Civic Deluxe Edition139,900 will be 70,000.
Other purchase taxes, insurance and licensing add up to about 1.4- 1.5 million.
The total down payment is 7 1.4 million = 84,000.
The 70,000 installment of the loan will be divided by 65,438+02 if divided by 65,438+0 years, 24 if divided by 2 years, and 36 if divided by 3 years. For example, in two years, 70,000/24 = 2916.66 yuan/month.
Interest is calculated separately. The installment interest of banks is low, about 4%, and the financial installment interest of 4S stores is higher, about 6%.
According to the bank's 4% calculation, the interest on a loan of 70,000 yuan for two years is 700,000 yuan.
Interest can be paid in one lump sum or in monthly installments. I won't explain this.
I hope I can help you.
How much is the down payment for Honda Civic loan?
How much is the monthly down payment for the new Civic? Questioner: The best answer in Taixian County is calculated according to the all-inclusive price of the tenth generation Civic 1.5T220TurboCVT Deluxe Edition 15.6. The down payment is about 62,000, and the loan is 94,000. The interest rate of bank loans is 4%/ year. That is, the interest is 3360 yuan/year. 6720 yuan for two years, three years 10800 yuan. The monthly payment of 94,000 yuan divided by three years divided by 36 is 2611.11yuan/month. If the interest is allocated to RMB 10800 per month, dividing by 36 is equal to 300 yuan/month. 211.1300 = 2911.1Yuan I hope this will help you.
How much is the down payment for Honda Civic?
The guide price of Honda Civic is between11.99-169900.
Take the guide price 155900 as an example. A down payment of 30% is 46,770 yuan (calculated according to the loan line in car home) for the purchase of Honda Civic in the 4S store, and the monthly payment is 3,283 yuan. If the purchase tax, insurance and loan fees are added, it will be nearly 70,000 yuan.
Calculation method of automobile installment payment;
1, interest-bearing loan
Total down payment = car price down payment ratio; Car purchase expenses (basic expenses, insurance expenses and other expenses)
Total loan amount = new car purchase price-down payment ratio of car price
Average monthly repayment amount = loan principal × monthly interest rate × monthly interest rate /(( 1 monthly interest rate) × total repayment periods-1)
2. Interest-free installment
Generally, there is an interest-free handling fee, and the monthly payment directly divides the loan amount by the number of months.
Car installment: Car installment means that users are divided into several installments and pay in monthly installments. Installment payment is a hot spot in the current automobile market. In the current market environment of car fans, installment payment is regarded by many businesses as an effective means to seize market share.
Advantages of installment payment: long payment period and wide choice.
Some time ago, the staged car sales activities launched by merchants generally required to pay off the balance within two years. Some merchants extend the payment period to 40 months, and the monthly payment is greatly reduced. The monthly payment is only a few hundred yuan, which is more attractive to consumers. At the same time, the down payment has also been appropriately reduced. As long as the down payment of Changan car in Ordnance Auto Trade is 3000 yuan, a mid-range color TV can drive the car home.
The enthusiasm of merchants is very high: in the current market environment of car fans, installment payment is regarded by many merchants as an effective means to seize market share.
Reference to the above content: Baidu Encyclopedia-Honda Civic
Refer to the above content: Baidu Encyclopedia-Car Installment Payment
The introduction of Honda Civic's tenth generation loan car purchase ends here.