Mobile phone loans will not affect credit reporting. Loan repayment behavior will be recorded by the central bank’s credit reporting system and truthfully reflected on the credit report. Today, when credit reports are relatively complete, the number of days your repayment is overdue will be clearly displayed on it. If the overdue phenomenon is serious, whether you are applying for a bank loan or a credit card, you will be jointly "blocked" by various banks, and your former integrity will be lost. Feeling regretful about the loss. \x0d\ Generally speaking, if the final repayment date exceeds three days, and the lending institution still has not waited for the repayment amount to appear, it will inquire about the situation from the borrower through telephone reminders. If the payment is delayed again and again, it may They will come directly to your door to collect the money.