Purchasing a house with zero down payment is not reliable.

First of all, buying a house with zero down payment is just a marketing ploy by developers. Home buyers only postpone the down payment, and they also need to pay a certain handling fee.

Secondly, there are legal disputes in the home purchase loan contract for zero down payment.

Finally, buying a house with zero down payment violates the relevant policies formulated by the state and banks, and indirectly increases the bank's lending risks.

But with this way of buying, in fact, the so-called zero down payment for buying a house just lowers the threshold for buying a house. It is not really zero down payment, because generally the so-called zero down payment will require The head of the household pays a deposit in advance, and after moving in, he has to pay another 10% of the house price, so this is not a zero down payment at all.