Generally speaking, it is necessary. In the process of micro-loan borrowing, if you jump to the face recognition page, then the user must complete face recognition before continuing to borrow, and the face recognition page cannot be skipped. In the process of borrowing, if you don't jump to the face recognition page, you don't need face recognition for this loan. Whether micro-credit loans need face recognition is decided by system evaluation. If the user fails to brush the face, the user can try to authenticate again. If the authentication fails many times, the user cannot successfully apply for micro-loan this time.

1. Micro-loan prepayment: log in to WeChat APP, click I- Wallet-Micro-loan, enter the home page, click Pay off the loan in advance, and then complete the prepayment according to the page prompts.

WeChat Apple 12, ios 14, WeChat version 8.0. 13.

Two. Precautions for advance payment

1. All loans must be repaid in advance, and partial repayment is not supported.

2. The interest on prepayment shall be calculated to the repayment date.

3. For the loan on the same day, you can choose to repay it in advance the next day, and the interest on this loan is only calculated for one day.

Three, prepayment is divided into two types:

1, prepay in full. Full prepayment refers to one-time settlement of mortgage principal and interest. After all prepayment, the interest will be calculated from the date when the principal and interest of the bank are paid off, and the interest will be calculated as long as the money is borrowed from the bank.

2. Partial prepayment. Partial prepayment means that only a part of the loan principal and interest is repaid, and the remaining principal and interest are not settled. The outstanding loan principal and interest shall be executed according to the loan interest rate agreed in the original loan contract (continued preferential treatment with discount).

4. Pay interest monthly according to the agreed interest rate. Interest on repayment this month = total principal owed to the bank * monthly interest rate. In other words, the interest will be paid as much as the principal is occupied.

How to deal with the requirement of early repayment;

1. The borrower can only propose to repay part or all of the loan in advance for the first time after repaying the principal and interest of the loan for six months normally;

2. For serious loan management, the lending institution has set a minimum amount for the prepayment of some loans, which generally needs more than 6,543,800 yuan;

3. The general borrower needs to notify the lending institution to repay the loan in advance 65,438+00 days or 65,438+05 days in advance, and must submit a written application to the lending institution with the original loan contract, bank repayment savings card, monthly statement of fund repayment, my ID card and other materials, which is approved by the lender;

4. The borrower still needs to repay the original monthly loan principal and interest repayment amount in the current month, and at the same time deposit the loan amount to be repaid in advance into the bank savings card.

Do you want to brush your face after closing it? What if it wasn't me?

If the page jumps to the face recognition page after submitting the loan application, then the face recognition must be completed in this loan.

2. After submitting the loan application, the page does not jump to face recognition, but will directly enter the step of system review, during which face recognition is not needed.

3. Whether the micro-loan loan needs face recognition depends on the display of the page. You can't skip this option when face recognition appears.

4. When users apply for micro-loans and need face recognition, they must complete face recognition as required. If face recognition fails, directly refuse the loan application.

5. Users can generally pass face recognition as long as they apply for micro-loans.

6. Face recognition is mainly to confirm the loan applicant and prevent others from stealing users' WeChat and QQ to apply for small loans.

7. After the micro-loan is successfully refinanced, users must pay attention to repayment on time. Failure to repay on time will result in overdue records and overdue interest, which will affect users' personal credit information and increase users' repayment pressure.

Do you want to brush your face when you borrow it for the second time?

The second loan of microfinance is to brush face, and brush face authentication is the authentication system that must be passed when applying for microfinance. Through brush face authentication, the borrower can judge whether to apply for a loan. This can effectively prevent others from using their identity cards to handle micro-credit loans, reduce the business risks of enterprises and improve the risk control ability of micro-credit loans.

Please make sure the light is sufficient, the five senses are not blocked, and don't wear hats and other accessories when brushing your face.

Do you need to brush your face if you want to know more about the second loan of micro-loan? Enter: See more.