Jihexin Zhuhua is a kind of online loan. By the end of June 5438 +20221October 3, according to the relevant public information, Zhuxin Flower Loan is an O2O platform providing loan services. If the credit is overdue, there will be penalty interest, which will affect the credit, and there will be collection and dunning, which will have a great impact on life. The popularity is not high, and it is an unreliable online loan. It is necessary to develop some well-known platforms on online lending and make loans in a way that conforms to the laws of China. Choosing an unreliable online lending platform will pose a great threat to property security, so we should be vigilant.