Loan terms: 1. The applicant is a freshman in an ordinary university in Anhui Province; 2. Students applying for loans and their parents (or other legal guardians) are the same borrower, and both parties are liable for repayment; 3. Students' pre-school household registration and * * * loans.

Anhui Maanshan Rural Commercial Bank was the first prefecture-level rural commercial bank in China that opened on July 8, 2009. Its predecessor was Maanshan Rural Cooperative Bank, which was established on February 20th, 2005 (Maanshan Rural Credit Cooperative Association before the reform).