The conditions for purchasing a house in Zhenhualou Community with provident fund loans include: 1. The borrower must have an account in the city where Zhenhualou Community is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied housing in Zhenhua Building Community, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase the loan of Zhenhualou Community; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The transaction tax of new houses in Zhenhua Building Community includes deed tax, maintenance fund and property management fee. Deed tax of Zhenhualou Community: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Zhenhualou Community Maintenance Fund: charged by multiplying the construction area by a certain amount. Property management fee for Zhenhua Building Community: paid after the house is delivered, and the specific grade rate shall be implemented according to the regulations of the local price department.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!